Home and Hobby » Personal Finance (45)

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 » StudioTax 2007
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  StudioTax Canadian Personal Income Tax Preparation Software, Government-certified for NETFILE, Government-approved 2D BARCODE, Government-approved FORMS, and the CRA maximum allowed of 20 Returns. Absolutely FREE. StudioTax covers the overwhelming range of Canadian personal income tax scenarios from simple tax returns to more involved returns for self-employed, returns with rental income and everything in between. And you don't have to guess what version you need or afford; only one fully functional version is available for all at the affordable cost of $0.00/return!
IMPORTANT NOTE: you can use this version to set up but you will need to check for the 2008 version before preparing your actual tax return for this year.
 author:BHOK IT Consulting
 required:Win2K, WinXP, Vista, +.NET 2
 size:5.75 m
 added:16-Jul-2008
 not rated yet   » rate it  (5 = best)

 » Rainy Day Budget 1.0
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  Rainy Day Budget makes creating, managing, and updating budgets simple. Use our intuitive user interface to easily add income sources, pre-tax and regular expenses, and savings funds. The payday feature allows you to put in your paycheck amount and quickly see where your money needs to go. Also included is the ability to keep track of the balance of multiple savings funds located within the same bank account via the sub-account feature.
 author:Jordan Squire
 required:WinXP, Vista, +.NET
 size:1.1 m
 added:27-Jun-2008
 (17 votes)   » rate it  (5 = best)
 » Budget4All 1.4+
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  Budget4All is a free home budget forecasting tool allowing you to easily enter all kinds of income and expense forecasts and see graphically the effect on your cash flow for the next 50 years. It is a Java desktop application that requires Java 6. This application is all about BUDGET FORECASTING : the key principle adopted by Budget4All is to take into consideration the *future* incomes/expenses expected. Consequently, this is not the right tool if you want to enter your past bills, to print checks, to know how your money has been spent for the past year, etc.
 author:Claude Dumas
 required:Java 6
 size:2.2 m
 added:26-May-2008
 (5 votes)   » rate it  (5 = best)
 » Roadkil's Loan Calculator 1.1
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  Helps calculate how much you will need to repay, total interest payments and how long it will take to repay the loan. The information can be calculated in many ways by simply entering the information you know and the missing information will be calculated. The program can also be used to calculate savings information to determine how much your savings will be worth in the years to come.
 author:Roadkil
 required:Windows, Vista
 size:47 k
 added:06-May-2008
 (4 votes)   » rate it  (5 = best)
 » Mortgage 1.1
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  Mortgage is an English language program for Windows� to help evaluate fixed-interest-rate mortgage loans. Mortgage will find either the loan principal, interest rate, duration or payment when given the other three. You can do what-ifs such as, "What will my payment be if I borrow $100,000 at 7% for 30 years?" or "How much can I borrow at 6.25% for 25 years if I can afford $1,100 monthly payments?" You can then change one or more of the loan numbers and find a new value for one of the other numbers. Mortgage will show you the total amount paid and the total interest paid for a loan. With a set of loan numbers, Mortgage can show a repayment schedule, with the amount paid toward principal and interest for each month, as well as copy the schedule to the system clipboard, or print it. Mortgage is not suitable for car loans. Those loans are calculated in a different manner that Mortgage does not support.
 author:Ron Charlton
 required:Win2K, WinXP, +.NET 2
 size:260 k
 added:29-Feb-2008
 (4 votes)   » rate it  (5 = best)

 » Debt Management Tool 1.0
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  Debt Management Tool is a software program designed to help people in debt manage and understand their financial situation. By entering in your income, debt, and expenses, you can compute your debt situation and figure how long it will take to pay off your debt. The Debt Management Tool allows you to track expenses as "needs" and "wants" so you can see what expenses you need to eliminate to have some left over money to pay off your debt and become debt free. The Debt Management Tool can track your debt and your progress in paying it off. It can also give you a time line in how long it will take based on your current income and expenses. The Debt Management Tool also can help you figure which loan or debt item you should pay off first.
Note: may not install on Vista; uninstall on XP may bring up a 'select file' box, click on "uninstall.log".
 author:Technological Solutions, Inc.
 required:WinXP, Vista
 size:520 k
 added:02-Jan-2008
 (9 votes)   » rate it  (5 = best)
 » MyCheckRegister 1.0
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  MyCheckRegister is a check register that allows you to keep record of multiple accounts by saving and opening under a different file name. It also allows you to print a paper copy of any part that is selected. Starting a new register is simple - open MyCheckRegister and click on file-new and a window will open where you enter the beginning date and beginning balance then either click the 'Enter' button or press the enter key on your keyboard and you will be prompted for a file name.
 author:Allen Ashby
 required:Windows, Vista
 size:490 k
 added:09-Oct-2007
 (8 votes)   » rate it  (5 = best)
 » Interest 1.0+
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  Simple program to calculate Interest on an investment. Calculate for a number of days or years, fixed or variable interest rate, amount of return on your investment. Program is multi-lingual, supports English, French, German, & Italian.
 author:Stefan Voswinkel
 required:Windows
 size:148 k
 added:04-Oct-2007
 (3 votes)   » rate it  (5 = best)
 » Personal Finance Manager 1.0+
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  Personal finance manager is a simple tool for managing accounts and expenses. It was designed and written to be intutive and easy to use for home and small business users not familier with accounting principles like single or double entry accounting. PFM is a basic implementation of double entry accounting principles. Features include: Cross platform, will run on any computer with Java virtual machine installed; Manage expenses and track account balances; Create and save complex filters to search transaction history. Charts and graphs for assets, liabilities, daily networth tracking; View stock prices/quotes. Graphs tracking historical prices; Import OFX data for banks and credit cards. Supports latest Quicken format.
 author:Mjrz
 required:Any+Java 1.6+
 size:+/- 7.0 m
 added:16-Aug-2007
 (10 votes)   » rate it  (5 = best)
 » My Ca$hflow© 0.4+
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  My Ca$hflow© is an easy-to-use, personal cash-flow program that helps you visualize and manage your short-term and long-term cash-flow. This product focuses on your current cash situation as it stands today and what the outlook is for the days, weeks and months ahead. There is no need to enter detailed receipts for what you have spent since its not concerned about the past or how you got to where you are. How you calculate or keep track of your current financial position is up to you (Quicken, shoe box, calculator, etc.).
 author:Wesley Steiner
 required:Windows
 size:149 k
 added:20-Jun-2007
 (8 votes)   » rate it  (5 = best)
 » Structured Payment Calculator 1.0
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  Structured Payments are worth far less in a lump sum than paid over time so it pays to make an informed decision. Use Structured Payment Calculator to calculate the Lump Sum pay off from a settlement, alimony, lottery etc. Input the amount owed, the amount of time the payment will occur over, and the expected interest rate, the program then outputs an HTML page with all of the information regarding how much you might get if you *don't* take the lump sum!
 author:nr4
 required:Windows
 size:327 k
 added:14-Jun-2007
 (12 votes)   » rate it  (5 = best)
 » Auto Loan Calculator for Excel 1.0
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  Auto Loan Calculator is a free Microsoft Excel workbook that lets you (1) estimate the amount you'll need to finance when purchasing a car, (2) create a loan payment schedule with optional extra payments, and (3) analyze different loan options. This is a spreadsheet that you can save to disk or open with any spreadsheet program that reads ".xls" files.
 author:Vertex42 LLC
 required:MS Excel
 size:35 k
 added:10-May-2007
 (5 votes)   » rate it  (5 = best)
 » Money Software-Accrual Accounting 1.00
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  Money Software-Accrual Accounting is a financial conversion utility for standard financial software such as Quicken or MSMoney. The program allows the user to convert data-sets and accounts to an accrual accounting basis from a cash recording program. Determines profit/loss and balance sheet values on an incurred/earned basis for income and expense in accordance with general accounting practices. Examples of data-sets are provided with an illustrated help file.
 author:Oja Warten
 required:Windows
 size:108 k
 added:08-May-2007
 (12 votes)   » rate it  (5 = best)
 » Eazy Money 1.0
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  Eazy Money is financial software designed for users who want a simple method of keeping track of their basic financial accounts. It's a one-stop spreadsheet with a fill-in-the blanks format. It's easy to learn and to use. Disc space reqirements are minimal. You can choose to run the program from a single floppy disc if portability and/or privacy are required.
 author:Oja Warten
 required:Windows
 size:49 k
 added:07-May-2007
 (37 votes)   » rate it  (5 = best)
 » G-Checking 2.1+
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  G-Checking - Simple, no frills, check book program, no install, just download and run. It is designed to replace your check book registry that comes with your checks, maintain your personal balance, and make it easy to balance your check book when you receive your monthly statement.. I typically save my receipts from my debit card during the day, and then enter them into G-Checking at night.
 author:G-Baby Creations
 required:WinXP, Vista +Java
 size:592 k
 added:03-May-2007
 (3 votes)   » rate it  (5 = best)
 » X-Penses 1.0
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  It's not that simple to calculate at the end of each month how much each room mate has to pay back each of the others, this application makes it easy to track your monthly/yearly apartment joint expenses. Program can accommodate any number of people, personal purchases as well as selective purchases and much more.
 author:Axi from USHASOFT
 required:Win2K, WinXP, Vista+.NET
 size:101 k
 added:25-Apr-2007
 (1 votes)   » rate it  (5 = best)
 » FAssistant 4.0
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  FAssistant can store and retrieve personal information like user ID/passwords of your online accounts, personal address book, birth date, marriage anniversary date, appointments, bank/loan/policy account nos. numbers and transaction/payment details, maturity date, interest rate, expenses, incomes, stock portfolio, number of shares you have and more...
 author:Niraj Agarwal
 required:Windows+Java
 size:2.27 m
 added:27-Mar-2007
 (4 votes)   » rate it  (5 = best)
 » AlauxSoft Accounts & Budget Free Edition 5.0+
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  AlauxSoft Accounts and Budget gives you all the necessary tools to manage your finances. Manage your expenses, income and transfers ordered by category, consult the report of transactions. Plan your budget and display the budgetary differences. Plan your periodic transactions. This software is friendly to use, the freeware version enables you to manage one account.
 author:Michel Alaux
 required:Windows, Vista
 size:3.9 m
 added:18-Jan-2007
 (23 votes)   » rate it  (5 = best)
 » Time, Money and Activities 1.1
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  Time, Money & Activities gives you some interesting statistics on buying and time spending habits over your lifetime. If you've ever wondered how much money you could save by kicking the smoking habit or how much time you spend watching tv compared to the amount of time you devote to your kids, then this program is for you.
 author:Contact Plus Corporation
 required:Windows
 size:580 k
 added:01-Jan-2007
 (20 votes)   » rate it  (5 = best)
 » GFP - Personal Finance Manager 0.6
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   GFP is a Java/Swing personal finance manager that is translated to 9 languages, it supports credit cards, bank and savings accounts. It's designed for people with little financial knowledge, to help manage their finances and can give you some reports about your money. It's easy to use and can run on any OS that supports the Java platform 1.5 or better.
 author:Igor Regis
 required:Java 1.5+
 size:2.1 m
 added:12-Oct-2006
 (9 votes)   » rate it  (5 = best)
 » Contante 1.0
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  Contante is a personal/family money manager, it supports multiple users and accounts. It has a list interface which supports combined multiple users/accounts/categories filtering. It has an export-to-text function which allows fast import into spreadsheet programs for data analysis and charting. It does not contain a help file but the program usage is fully explained on the web page. It is quite intuitive and easy to use, almost any button has assigned a short descriptive message that appears in the lower status bar when you mouse over a button.
 author:Andrea Esuli
 required:Windows
 size:200 k
 added:19-Sep-2006
 (26 votes)   » rate it  (5 = best)
 » Budget Tracker 2.0
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  Budget Tracker is an easy to use program that will help you track and understand your monthly expenses. Budget Tracker is designed to be easy to enter all your expense data, all the averages and monthly totals are on the main screen so you can get a quick view of your personal finances. Other data that is tracked includes an overall monthly average expenditure as well as the highest month and the lowest month. In the end, Budget Tracker's goal is to help you get a grip on where your money is going allowing you to better manage your finances.
 author:Duck Software
 required:Windows
 size:642 k
 added:23-Aug-2006
 (25 votes)   » rate it  (5 = best)
 » Amortization Schedule Calculator 1.0
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  The Amortization Calculator calculates and displays the amortization schedule for any basic loan. It is a tool for *estimating* (it doesn't include taxes or insurance) your budget and understanding amortization schedules before approaching a bank or mortgage broker. Calculator can be downloaded or used online.
 author:Amortization Solutions
 required:ANY
 size:110 k
 added:31-Jul-2006
 (4 votes)   » rate it  (5 = best)
 » Fast Mortgage Estimator 1.1
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  Fast Mortgage Estimator is an easy to use tool for home purchase planning calculating your mortgage payments. It shows monthly payment, total payments and total interest paid given the mortgage amount, interest rate, loan term and down payment option types.
 author:Ashkon Software LLC
 required:Windows
 size:368 k
 added:05-May-2006
 (7 votes)   » rate it  (5 = best)
 » TDF Budget 1.0
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  TDF Budget is our free personal budgeting software designed to help you organize personal finances. It is a tool to help you save more money or get out of debt. It is simple to enter all of your outgoing daily, weekly, fortnightly or monthly expenses to automatically calculate annual budgets. Items are categorized so you can identify in which areas you are spending too much money. The budget comparison feature allows you to setup multiple budgets and compare them side by side to work out a strategy of spending that is best suited to attaining your financial goals.
 author:The Data Furnace Pty Ltd
 required:Windows
 size:1.0 m
 added:14-Feb-2006
 (27 votes)   » rate it  (5 = best)
 » TabKeeper 1.1
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  TabKeeper is a small utility designed to keep track of "tabs" of money owed, it was originally designed to help ease the confusion of sharing bills with roomates and also keep track of all bills in one place. TabKeeper can easily be used to keep track of business-related invoices. Features include automatic saving upon exit, unlimited tabs, over 5 different color schemes, and optional logging of deleted tabs. Author welcomes feature requests and comments of any kind.
 author:John Mickus
 required:Windows
 size:156 k
 added:02-Feb-2006
 (41 votes)   » rate it  (5 = best)
 » SimpleLoan 2.1
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  SimpleLoan is a free tool to help you compare and track loans, mortgages, credit cards and other types of debt. See detailed calculations and simple graphic comparisons to help you compare loan, mortgage or credit card offers. Track all your existing loans, mortgages and credit cards and have SimpleLoan work out the fastest payoff order for your loans, saving you time and money.
Note: This author prefers us not to link directly to his downloads so,in case you get 'lost' ;) here's his download page - the actual download link is the word "here" in the last line of text that begins "Click here to download...".
 author:Moog Software
 required:Windows, Linux, etc.
 size:12.5 m
 added:18-Jan-2006
 (4 votes)   » rate it  (5 = best)
 » Retirement Forecaster 3.0
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  The Retirement Forecaster program helps you to organize and manage your retirement and estate planning. You specify to the Forecaster program one or more persons whose positions are to be considered, and create one or more Forecaster plans for them. Each Forecaster plan represents a set of assets whose future performance will be simulated by the Forecaster program. By varying assumptions of parameters such as tax rates, inflation rates, rates of return, and legal arrangements such as trusts, you can use the Forecaster program to zero in on the strategies to follow for achieving the best outcomes. A Monte Carlo simulation capability is provided.
 author:Bruce Martin
 required:WinXP+.NET 2
 size:3.0 m
 added:09-Jan-2006
 (14 votes)   » rate it  (5 = best)
 » Personal Finance Quizzes 1.0
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  Four quizzes that will help you get acquainted with terminology used in personal finance. Reading personal finance brochures or talking with a stock broker doesn't have to be intimidating. Our quizzes will test your knowledge and will hopefully help you better understand what really happens when you buy a house, apply for a loan or a second mortgage, refinance your house, etc. Try these quizzes online or download the Windows file with all four - Home Financing Quiz; Investing in Stocks Quiz; Investing in Mutual Funds Quiz; Investing in Bonds Quiz.
 author:Sierra Vista Software
 required:Online or Win.Download
 size:1.56 m
 added:27-Dec-2005
 (5 votes)   » rate it  (5 = best)
 » Rebate Reminder 1.3
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  Rebate Reminder will keep track of your rebate submissions. It categorizes your rebates by the store where you made your purchase, and stores the following details about each rebate. Item Info; Rebate Info; A "Notes" section for logging calls to customer service, emails, and other important information for each rebate. You can also store a shortcut, to scanned forms of the receipt, rebate form, and UPC stored on your hard drive, for easy viewing!
 author:SelArom Software
 required:Windows +.NET
 size:552 k
 added:17-Nov-2005
 (7 votes)   » rate it  (5 = best)
 » Prime Poster 2.0
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  Prime Poster keeps track of - Mum's Messages, Dad's panic phone numbers, Kid's appetite pacifiers. Enter data and print the poster, Stick the poster on the fridge with a pencil attached (avoids ink graffiti on the fridge) and Make a rule. If it's not on the list it doesn't get bought. Save money and time in your shopping! Note: Microsoft .Net Framework 1.1 required.
 author:Z5com
 required:Win98, Win2K, WinXP
 size:20 k
 added:05-Aug-2005
 (2 votes)   » rate it  (5 = best)
 » BabySitter 2.0
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  If you babysit one child or three at once, this software is for you. You can keep track of all past babysitting jobs, see what family hires you the most, or the least, keep track of telephone numbers, addresses and much more info for each family you babysit for. You can search by times, dates, addresses, names and much more. Keep comments or special notes or other important information about any of the families or children you babysit.
 author:Robert W. Benjamin
 required:Windows
 size:1.1 m
 added:26-Jul-2005
 (2 votes)   » rate it  (5 = best)
 » AraXGroup Personal Finance 3.0
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  AraXGroup Personal Finance is a program for personal finance accounting, list income and expenses using "card style" input, create reports for selected periods.
 author:AraXGroup
 required:Windows
 size:1.2 m
 added:24-Feb-2005
 (12 votes)   » rate it  (5 = best)
 » Credit Card Math 3.0
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  Credit Card Math is a free debt management tool that goes behind the scenes and reveals the true hidden costs associated with credit card debt. Credit Card Math will give you the knowledge you need to get yourself out of debt fast, save money and beat credit card issuers at their own game. Learn why it takes so long to pay off credit cards. Find out how to save thousands in credit card interest penalties. Learn how to develop a Rapid Debt Reduction Plan. Discover common credit card traps and learn how to avoid them. And much, much, more.
 author:ZilchWorks
 required:Windows
 size:1.7 m
 added:12-Jan-2005
 (13 votes)   » rate it  (5 = best)
 » Metalogic Finance Explorer 2.5
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  Metalogic Finance Explorer is easy to use personal finance software that packs enough features for those of us who don't need the overload of features that the big commercial packages offer. Features include - Online tutorial; Windows Explorer-like user interface; Budget feature and more. Supports several types of accounts including bank, cash, credit, etc. Real time: Update your stock quotes directly from the web. Import transactions: Download them from your bank and import them directly into MLFE. No need to manually enter them, all popular formats are supported: Microsoft Money (OFX) and Intuit Quicken (both QFX and QIF). Net worth: Get a complete view of your finances at a glance. Loans: Record all your loans and track your progress as you make payments.
 author:Metalogic Software
 required:Windows
 size:930 k
 added:17-Sep-2004
 (21 votes)   » rate it  (5 = best)
 » Easy Loan Calculator 1.1
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  Work out the real cost of loans and the best method of repayment, this program calculates any of the following items - Monthly payment, Number of years, Interest rate, and Loan amount.
 author:Kevin Solway
 required:Windows
 size:460 k
 added:30-Dec-2003
 (5 votes)   » rate it  (5 = best)
 » FundTrac 1.0
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  FundTrac is a new program I have written that will help you analyze mutual funds and how they have performed. It allows you to create allocation scenarios in several modes. Obviously, past results are no measure or assurance of future results, use the program as a tool in your investment research.
 author:John Soucek
 required:Windows
 size:980 k
 added:01-Aug-2003
 (5 votes)   » rate it  (5 = best)
 » Personal Salary Calculator 1.0
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  Personal Salary Calculator is a small program to calculate your hourly salary. Easy to use and simple enough to understand, it has the function to calculate salary plus overtime with tax rate included. It also has a simple calculator and a calendar.
 author:Litebyte
 required:Windows
 size:308 k
 added:11-Jun-2003
 (9 votes)   » rate it  (5 = best)
 » CalcuWage 2.5
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  Calculate your wage each second! Small, unobtrusive, fun program with advanced mode available where you can compare your earnings to the Minimum Wage or your DREAM Wage. ;)
 author:kwiqMAD
 required:Windows
 size:2.7 m
 added:10-Jun-2002
 (9 votes)   » rate it  (5 = best)
 » Car Lease Calculator 1.1
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  If you're thinking about car leasing or don't know if you should lease — or need help with your current lease — this site was created with you in mind. Calculate car lease payments and leasing costs with our unique interview-style calculator, use it online or download it. You enter what you know about your lease and the calculator tells you what you don't know. Get monthly payments, calculate taxes, determine total lease cost, spot hidden fees, and find dealer mistakes. Remember, knowledge is power. Good luck and good leasing!
 author:Al Hearn, LeaseGuide.com
 required:Windows
 size:460 k
 added:09-Apr-2002
 (7 votes)   » rate it  (5 = best)
 » DebtPayoff 1.2
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  When you are in debt, the last thing you need is to have to pay for software to help you manage your debt. For this reason, I created this Java application which can help you pay off your debt a bit wiser if not quicker. With this program you can discover: How many years/months it will take you to pay off your credit card; The actual date the card will be paid off at the current rate; A payment by payment breakdown of what you will spend; How much will be spent on interest overall at that rate. You can also use this for other loans. This application was written in 100% pure Java, so you will need to have Sun's Jave Runtime Environment(JRE)installed.
 author:Aaron Redshaw
 required:All
 size:18 k
 added:13-Dec-2001
 (26 votes)   » rate it  (5 = best)
 » Loan*Calculator! Plus 2.0
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  Loan*Calculator! Plus includes 5 easy-to-use calculators in 1 program: Loan, Interest Due/Calendar Math, Remaining Balance, Accelerated Payment and Balloon Payment. In addition, the program now has the ability to produce amortization schedules. Version 2.0 also adds the notion of Financial Advisors. Advisors provide text based answers to a particular financial question. The Refinance Advisor included with the program, compares the costs associated with an existing loan to those associated with possible refinancing and prepares a suggested course of action based upon whether or not the refinancing will save the borrower money. You can run multiple copies of a calculator for fast side-by-side comparisons. You just fill-in-the-blanks, and press the CALC button. The results can be copied to the Window's clipboard to include in another program or printed to any printer. Loan*Calculator! Plus is FREE for all non commercial users. There are no strings attached. No time limits. No restrictions for noncommercial use.
 author:Pine Grove Software
 required:Win95,WinNT
 size:907 k
 added:10-Nov-2001